Fast payments, simple as

Use a PayID for instant, secure payments between bank accounts. It’s easier
to remember than a BSB and account number too.

Protect yourself from scams and mistakes. Using a PayID allows the payer to see where their money is going, before it’s too late.

Why use a PayID?

fast icon

It’s fast

PayID payments happen instantly even between accounts at different banks.

Some payments may be subject to security checks which could delay a payment. Speak to your bank for more information.

simple icon

It’s simple

Use a PayID instead of your BSB and account number. It’s easier to remember!

Register a PayID in your internet or mobile banking app. More than 100 participating banks offer PayID. Find yours below.

It’s secure

PayID helps protect you from scammers who can intercept your invoices and change the payment details to their own.

With a confirmation step before the payment is made, payers can check their money is going to the right person or business, before it’s too late.

Fewer mistakes

Payments to a PayID include a confirmation step before the payment is made, so users can check they are paying the right person or business.

Flexible icon

It’s flexible

A PayID can be moved between different accounts and banks, making switching banks easier.

Have more than one account? You can create more than one PayID.


PayID is offered by your bank

More than 100 banks, credit unions, building societies and other organisations offer PayID. You can register a PayID in your internet or mobile banking app.

PayID in action

Fight scammers with PayID

In 2021 Australian businesses and consumers lost $227 million to scammers who pretend…

Instant payments from the Bank of Mum or Dad

The teens are back at school. Ah, the serenity… But then the phone rings and you he…

PayID is a COVID safe way to receive a payment

Do you need someone to pay you, but not keen on touching cash at the moment? With P…

Fat thumbs be gone! Say goodbye to mistakes with PayID 

BSB and account numbers play an important role in our banking system, providing inf…

‘Tis the season to split the bill with PayID!

Breaking notes, counting coins, or waiting for an irritated waiter to pass aroun…

Buying a present for the best teacher in the world?

Use PayID and collect money quickly, without mistakes. A class collection is a great…

Cubbi uses PayID for instant rent payments and to fight fraud

Michael Gilbert, Co-founder and Co-CEO of Cubbi, says PayID plays a big part i…
Carly Bishop

PayID a game changer for Carly’s Coffee Couriers

Carly’s Coffee Couriers was one of the first businesses to advertise PayID as a pay…
Geelong Candle Co

PayID sparks growth for candle making side hustle

Setting up a side hustle can be time consuming and daunting, especially if it takes o…
Casey Bennett Pilates

Pilates Basement pivots online thanks to PayID

Faced with the prospect of Victoria’s prolonged COVID19 lockdown, owner of boutique…
John Winters

PayID turbocharges online share trading

Superhero uses PayID to give its online investors the speed they need to ride the fas…

PayID supports instant and accurate donations

Donations are the lifeblood of many non-profit volunteer groups. PayID provides an in…
Zara King

PayID brings peace of mind for Zara King Photography

Zara King is a photographer for some of Australia’s up and coming models. She also …

Our most frequently asked questions

Details of your registered PayID are available in your mobile or online banking. If you can’t find these details, any of your banks that support PayID can raise an investigation on your behalf to locate which account your PayID is linked to. 

You may have created your PayID when it first launched and forgotten which bank you registered it with. Check with each of the banks you have an account with and if you still can’t find it, any of your financial institutions that support PayID can raise an investigation on your behalf.

Payments to your PayID should arrive to your account within a minute or so of being made. If you’re sure the person paying you used the correct PayID, the payment could be held for extra security checks. Contact your financial institution for more information or assistance.

Payments to a PayID should arrive to the destined account within a minute or so of being made. If a person or business you have tried to pay advised they have not received your payment, you should contact your financial institution for assistance.

Regardless of what payment method you use, always be alert to scams. Scams using PayID as a payment method can be reported to your bank and to the police. For more information and support about how you can protect yourself against fraud visit Scamwatch here.

Most Australian banks, building societies and credit unions offer PayID. Find out who here.

So how does PayID work?