Fast payments, simple as
Use a PayID for instant, secure payments between bank accounts. It’s easier
to remember than a BSB and account number too.
Why use PayID?
PayID payments happen instantly even between accounts at different banks.
Some payments may be subject to security checks which could delay a payment. Speak to your bank for more information.
Use a PayID instead of your BSB and account number. It’s easier to remember!
PayID can be used for a variety of payments and it’s always available, 24×7, every day of the year.
PayID works within the security of your internet or mobile banking of participating banks.
Only you can authorise payments from your account to another person’s or business’s PayID.
PayID includes a confirmation step before the payment is made so users can check they are paying the right person or business.
A PayID can be moved between different accounts and banks, making switching banks easier.
Have more than one account? You can create more than one PayID.
PayID in action
Offered by your bank
More than 100 banks, credit unions, building societies and organisations offer PayID. PayID was developed by a group of 13 Australian banks, including the Reserve Bank of Australia.
Our most frequently asked questions
Details of your registered PayID are available in your mobile or online banking. If you can’t find these details, any of your banks that support PayID can raise an investigation on your behalf to locate which account your PayID is linked to.
You may have created your PayID when it first launched and forgotten which bank you registered it with. Check with each of the banks you have an account with and if you still can’t find it, any of your financial institutions that support PayID can raise an investigation on your behalf.
Payments to your PayID should arrive to your account within a minute or so of being made. If you’re sure the person paying you used the correct PayID, the payment could be held for extra security checks. Contact your financial institution for more information or assistance.
Payments to a PayID should arrive to the destined account within a minute or so of being made. If a person or business you have tried to pay advised they have not received your payment, you should contact your financial institution for assistance.
Regardless of what payment method you use, always be alert to scams. Scams using PayID as a payment method can be reported to your bank and to the police. For more information and support about how you can protect yourself against fraud visit Scamwatch here.